Just a few songs, articles, websites, and videos out and about on the internet that I've been loving lately:
- Angus & Julia Stone: Australian brother and sister folk duo (Their Flash website is amazing!) My favorite tunes are "Yellow Brick Road", "The Devil's Tears" and "Living on a Rainbow"
- Meditation Oasis podcasts: Great for clearing my mind and helping me fall asleep at night
- This goofy, awesome song and music video by Seattle's own Macklemore on thrift store clothing
- Codecademy: Learn how to program online for free
- A conservative argument for marriage equality (thanks for sharing, Sara!)
- The Jubilee Project: A few guys I went to high school with who are making videos for humanitarian causes...completely amazing. Go Jason, Eddie and Eric!
- This tasty summer salad recipe: Corn and blueberries, who can say no?!
- Someone else reflecting on why being > doing
- Bop-Life! My friends Lauren and Ben just launched an IndieGoGo campaign for their website and mobile app project to help travelers better explore new cities on foot
- Blackmill: Incredible dubstep music, perfect for running, writing or meditating
- A sweet blog post on "JOMO": The joy of missing out
- You ran that! Paul Ryan Marathon Time Calculator
Showing posts with label politics. Show all posts
Showing posts with label politics. Show all posts
Thursday, September 6, 2012
Thursday, September 15, 2011
Student loan debt: My first political rant
(Tried to cram this into a Facebook status update, and it didn't quite fit.)
I've never considered myself a particularly political person. I don't aspire to be so, either, as I find politics generally dirty and upsetting to my otherwise (and preferred) rosy view of humanity. I've only tagged one post with "politics" in my blog before, ever. By nature, I err on the side of conflict avoidance, so political sparring just hasn't ever held much appeal for me. With that said, I finally feel too intensely about something to keep my mouth shut about it - and I look forward to hearing your ideas in response, especially if you disagree with me.
So. Michigan congressman Hansen Clarke is proposing a bill to forgive all student loan debt in our country.
...
As the initial spark of "WOW, THAT WOULD BE AWESOME!" fades, I'm left feeling appalled that anyone, let alone the 160,000+ people and counting who signed this petition today, can think this is a decent idea. (On a sidenote, I find it curious that this petition website ups its number of signatures it "needs" every time it hits its goal...at the moment, it "needs 165,000", but I'm sure by the time most of you read this, it will undoubtedly be higher.)
So yes, the proposal sounds great in theory, at first glance. I have student loan debts I'd surely enjoy seeing magically erased as much as the next person. If the government bailed out Wall Street, why not "College Street" too? After all, isn't it better to invest in the bright, innovative, hard-working minds of tomorrow than in greedy, corporate, bureaucratic schmucks?
This idea was proposed two years ago, too, and with it came a barrage of supporters. Genuinely depressing stories emerged, of people who felt they'd worked incredibly hard to earn their college educations, only to be faced with a dismal job market and the inability to keep up with soaring interest rates on their loans. Yes, the interest rates are often outrageous, and much like with the housing/mortgage crisis, not enough understanding conveyed of the risks involved in saddling oneself with five- or even six-digit debt. I have great sympathy for those who have studied and worked hard for their degrees, yet are now struggling to stay afloat because of their debt burden.
However. What about the thousands of others who aren't in the same situation, for better or worse? What about parents, or even young students themselves, who worked extraordinarily hard to put money in a college fund to avoid having to ever go in debt to fund their education? What message does universal-debt-forgiveness send them? "Haha, suckers, way to work your ass off for 20 years for nothing!"
It's a bit like telling all the Ferrari and Lamborghini owners in the world, "Hey, we realized that what we charged you for these cars was unreasonable, so we're going to refund all your money to you. Oh, where are we finding the money? So glad you asked! Well, since the Honda and Toyota owners didn't spend as much as you did, we feel they can all pitch in for your fancy-car-reimbursement plan."
What about people who didn't even go to college because they opted to enter the workforce after high school instead? The educated elite can argue all they want for labeling such a situation a tragedy, but to do so by default steals agency from anyone who made that decision with intention. Steve Jobs, for one, understood that college is not necessarily the ticket to success, and didn't feel the exorbitant tuition rates were worth his while. While college is undoubtedly a tremendous privilege and life-changing experience, it is not the end all, be all - and is certainly even less so at the tune of $200,000 of debt, which a mere bachelor's degree these days offers no guarantee of allaying.
So what about people, you ask, for whom not being able to afford college was a disappointing reality, and not a choice? By which I mean, those who were qualified - who perhaps were even accepted at elite schools - but didn't have the financial means to go at the time. Yes, this is sad. But isn't suddenly making free the education of those of us who DID have the privilege to go a slap in the face to those who didn't? "Oh, if only you'd been born into a family with the wherewithal to take on mounds of debt on your behalf, you too could have had an elite education, for free eventually...but, too late now."
What about people who did take out loans to attend school, and have worked hard for 5, 10, 20 or more years to pay their loans off already? Is this not a slap in the face to them as well, for all their efforts to make good on their promises to repay what was once borrowed?
In the meantime, if this bill were to become a reality, would the promise of it on the horizon not diminish incentives to be fiscally responsible for those of us currently saddled with student loan debt? Let's offer a dozen people full-time jobs, but qualify the offer with "Or you can just hang out for a year and not work, and we'll still give you a year's salary at the end of it." I can guess which option most people are likely to opt for in that scenario, and it's not the one most likely to get our economy churning again.
Most of all, where does the money come from to bail out the debt-strapped graduates? Money doesn't just grow on trees, I'm sure you've heard. The government is already trillions of dollars in debt, so if it's the government that's expected to pick up the tab, it's really not forgiving anyone's debt - it's just transferring it. To whom? (1) Taxpayers, who as far as I'm aware, are the exact same people this would supposedly "bail out", and (2) Future generations. Great job, America. So many of my peers who spent their voices in college railing against the irresponsible spending of our predecessors are now pouncing with glee on the notion of doing the very same thing - denying responsibility for incurred debts because they seem unfair - so someone else has to deal with them instead.
Wake up and smell the hypocrisy, please!
Lastly, even if this bill ever passed, then what? Is college just "free" from now on? Or is it just students who graduated in 2011 or earlier that get a retroactively free ride, and from now on, everyone will be expected to pay exorbitant tuition rates again?
I'm not saying that the economy, higher education system and entire institution of student loans aren't broken. I think they are. But the solution is not to absolve young people of financial responsibility in their own lives. The solution is not to teach an entire generation that if, oops, they made the decision to invest in something that didn't pay off the way they thought it would, that the government will take care of everything.
Of course, I'm still enough of a liberal at heart to believe that government, despite its disappointing performance for most of my life so far, can be a positive force in its citizens' lives. I would like to see the government concern itself not with forgiving all debt, but with helping prevent the kind of sky-rocketing interest rates that have indeed destroyed lives - and that goes not only for student loan debts, but for home loans and mortgages, credit card companies, etc. Nevertheless, to blame the banks and loan companies entirely is to ignore underlying, problematic societal attitudes, and the need for a shift in our collective thinking about money, education and the wealth of our society.
I'd like to see the government - society as a whole, really - take more responsibility for the financial education of our youth, particularly as they approach college age and face huge decisions that will affect the rest of their lives. As thousands of petition signers have demonstrated today, the "Go into as much debt as you need to to attend the school you want" model is not working out for most Americans anymore. Families are pouring millions of dollars they don't have into the "investment" of higher education, which simply isn't producing the same ROI that it did for the baby boomer generation. The solution, however, cannot be a soothing Band-Aid for the nation's educated albeit disillusioned twenty-somethings. Rather, I think we need a broader examination of the real problem at hand - our society's misunderstanding of, and subsequently dysfunctional relationship, with debt.
End rant.
I've never considered myself a particularly political person. I don't aspire to be so, either, as I find politics generally dirty and upsetting to my otherwise (and preferred) rosy view of humanity. I've only tagged one post with "politics" in my blog before, ever. By nature, I err on the side of conflict avoidance, so political sparring just hasn't ever held much appeal for me. With that said, I finally feel too intensely about something to keep my mouth shut about it - and I look forward to hearing your ideas in response, especially if you disagree with me.
So. Michigan congressman Hansen Clarke is proposing a bill to forgive all student loan debt in our country.
...
As the initial spark of "WOW, THAT WOULD BE AWESOME!" fades, I'm left feeling appalled that anyone, let alone the 160,000+ people and counting who signed this petition today, can think this is a decent idea. (On a sidenote, I find it curious that this petition website ups its number of signatures it "needs" every time it hits its goal...at the moment, it "needs 165,000", but I'm sure by the time most of you read this, it will undoubtedly be higher.)
So yes, the proposal sounds great in theory, at first glance. I have student loan debts I'd surely enjoy seeing magically erased as much as the next person. If the government bailed out Wall Street, why not "College Street" too? After all, isn't it better to invest in the bright, innovative, hard-working minds of tomorrow than in greedy, corporate, bureaucratic schmucks?
This idea was proposed two years ago, too, and with it came a barrage of supporters. Genuinely depressing stories emerged, of people who felt they'd worked incredibly hard to earn their college educations, only to be faced with a dismal job market and the inability to keep up with soaring interest rates on their loans. Yes, the interest rates are often outrageous, and much like with the housing/mortgage crisis, not enough understanding conveyed of the risks involved in saddling oneself with five- or even six-digit debt. I have great sympathy for those who have studied and worked hard for their degrees, yet are now struggling to stay afloat because of their debt burden.
However. What about the thousands of others who aren't in the same situation, for better or worse? What about parents, or even young students themselves, who worked extraordinarily hard to put money in a college fund to avoid having to ever go in debt to fund their education? What message does universal-debt-forgiveness send them? "Haha, suckers, way to work your ass off for 20 years for nothing!"
It's a bit like telling all the Ferrari and Lamborghini owners in the world, "Hey, we realized that what we charged you for these cars was unreasonable, so we're going to refund all your money to you. Oh, where are we finding the money? So glad you asked! Well, since the Honda and Toyota owners didn't spend as much as you did, we feel they can all pitch in for your fancy-car-reimbursement plan."
What about people who didn't even go to college because they opted to enter the workforce after high school instead? The educated elite can argue all they want for labeling such a situation a tragedy, but to do so by default steals agency from anyone who made that decision with intention. Steve Jobs, for one, understood that college is not necessarily the ticket to success, and didn't feel the exorbitant tuition rates were worth his while. While college is undoubtedly a tremendous privilege and life-changing experience, it is not the end all, be all - and is certainly even less so at the tune of $200,000 of debt, which a mere bachelor's degree these days offers no guarantee of allaying.
So what about people, you ask, for whom not being able to afford college was a disappointing reality, and not a choice? By which I mean, those who were qualified - who perhaps were even accepted at elite schools - but didn't have the financial means to go at the time. Yes, this is sad. But isn't suddenly making free the education of those of us who DID have the privilege to go a slap in the face to those who didn't? "Oh, if only you'd been born into a family with the wherewithal to take on mounds of debt on your behalf, you too could have had an elite education, for free eventually...but, too late now."
What about people who did take out loans to attend school, and have worked hard for 5, 10, 20 or more years to pay their loans off already? Is this not a slap in the face to them as well, for all their efforts to make good on their promises to repay what was once borrowed?
In the meantime, if this bill were to become a reality, would the promise of it on the horizon not diminish incentives to be fiscally responsible for those of us currently saddled with student loan debt? Let's offer a dozen people full-time jobs, but qualify the offer with "Or you can just hang out for a year and not work, and we'll still give you a year's salary at the end of it." I can guess which option most people are likely to opt for in that scenario, and it's not the one most likely to get our economy churning again.
Most of all, where does the money come from to bail out the debt-strapped graduates? Money doesn't just grow on trees, I'm sure you've heard. The government is already trillions of dollars in debt, so if it's the government that's expected to pick up the tab, it's really not forgiving anyone's debt - it's just transferring it. To whom? (1) Taxpayers, who as far as I'm aware, are the exact same people this would supposedly "bail out", and (2) Future generations. Great job, America. So many of my peers who spent their voices in college railing against the irresponsible spending of our predecessors are now pouncing with glee on the notion of doing the very same thing - denying responsibility for incurred debts because they seem unfair - so someone else has to deal with them instead.
Wake up and smell the hypocrisy, please!
Lastly, even if this bill ever passed, then what? Is college just "free" from now on? Or is it just students who graduated in 2011 or earlier that get a retroactively free ride, and from now on, everyone will be expected to pay exorbitant tuition rates again?
I'm not saying that the economy, higher education system and entire institution of student loans aren't broken. I think they are. But the solution is not to absolve young people of financial responsibility in their own lives. The solution is not to teach an entire generation that if, oops, they made the decision to invest in something that didn't pay off the way they thought it would, that the government will take care of everything.
Of course, I'm still enough of a liberal at heart to believe that government, despite its disappointing performance for most of my life so far, can be a positive force in its citizens' lives. I would like to see the government concern itself not with forgiving all debt, but with helping prevent the kind of sky-rocketing interest rates that have indeed destroyed lives - and that goes not only for student loan debts, but for home loans and mortgages, credit card companies, etc. Nevertheless, to blame the banks and loan companies entirely is to ignore underlying, problematic societal attitudes, and the need for a shift in our collective thinking about money, education and the wealth of our society.
I'd like to see the government - society as a whole, really - take more responsibility for the financial education of our youth, particularly as they approach college age and face huge decisions that will affect the rest of their lives. As thousands of petition signers have demonstrated today, the "Go into as much debt as you need to to attend the school you want" model is not working out for most Americans anymore. Families are pouring millions of dollars they don't have into the "investment" of higher education, which simply isn't producing the same ROI that it did for the baby boomer generation. The solution, however, cannot be a soothing Band-Aid for the nation's educated albeit disillusioned twenty-somethings. Rather, I think we need a broader examination of the real problem at hand - our society's misunderstanding of, and subsequently dysfunctional relationship, with debt.
End rant.
Monday, November 15, 2010
Running Meets Politics: 300 mile foot races vs. changing the world
When I was at Oberlin, I got to attend free speeches, lectures, and performances by famous people all the time. (Toni Morrison, Michael Pollan, Newt Gingrich, Jerry Springer,etc...) Once you're no longer paying great sums annually into the system, however, there are fewer "free" perks. However, every now and then, I still luck out.
This week at REI, we had our annual all-store meeting. Some ambitious soul recruited world-famous ultramarathoner Dean Karnazes to speak at it. Again, I realize that for most people, "famous runner" is sort of an oxymoron, and the vast majority of you won't even recognize the name. (I know Natalie will, though! What Would Ultramarathon Man Do?) However, a short list of Dean's accolades: Ran 350 miles nonstop without rest or sleep, Ran 50 marathons in 50 states on 50 consecutive days, Ran a marathon at the South Pole in -40 degrees F, Voted one of Outside Magazine's Ultimate Top 10 Outdoor Athletes, Voted one of the GQ's Best Bodies of the Year in 2004, Winner of the 2004 Badwater Ultramathon (135 miles through Death Valley in the middle of July), etc etc etc.
He's been called "The Perfect Human."
The gist of his motivational speech to all of us was that what he does isn't so miraculous after all; it's just a matter of yearning to test his own limits.
Whenever I go for more than a few weeks or months without running a lot, I forget how much I love it. I forget how good it makes me feel, how simple it makes the world seem, and how much my mind and body alike appreciate me for treating them. I forget the surge of creative energy and flow that comes when I run, and I forget the natural high I get, and I forget, most of all, what a perfect metaphor running is for everything in life.
I've always said that I could probably be a fiscal conservative, under one condition: that how hard one works actually corresponds with how much money one makes. (A terribly gross oversimplification of my political beliefs and interpretation of the world, but allow it to suffice for now.) In such a "perfect world", it's easy to get behind the idea of straightforward economic incentives to motivate people to contribute to society, in whatever way they best can.
On a tangential but related note, my favorite quote find of the week, on the Facebook profile of a Seattle ultrarunner I met briefly at my Vashon Island run..."Don't ask yourself what the world needs. Ask yourself what makes you come alive, and go do that, because what the world needs is people who have come alive." - Howard Thurman.
Anyway. Distance running is that "perfect world." Dean summed it up yesterday when he gave his tongue-in-cheek demonstration in response to the question "How do you run 300 miles without stopping?" He sort of did a little jog across the room in front of all of us and said, "That's pretty much it. Except instead of stopping, you just keep doing it until you've gone 300 miles."
Me smiling at the end of my first ultra!
In the world of distance running, anyone can excel. It doesn't matter if you're big, small, long-legged, short-legged, old, young, male, female, have a high V02 max or not, whatever...you see 55-year-old women kicking 25-year-old men's butts at ultramarathons. The only things that matter are: how hard you trained, how well you fueled your body, and how hard you pushed yourself mentally during the race. Sure, injuries and weather and other minor unpredictables can happen and throw you off course, but for the most part, there is a direct correlation between how hard you work and how successful you are. The playing ground is level, how much time you're willing to devote to make yourself great corresponds with how far you're able to go, and ultimately, anyone can win.
I'm finding myself more and more confused about how close or far our American society, as it stands right now, is from mirroring that world of "anyone can win." How level is the playing field? So many important people in my life, all whose opinions I value and trust, have completely different answers to that question. How much more level is the playing ground than fifty years ago? How much more level should it be? And how do we get there?
Big questions without easy answers. As opposed to...Q: "How do I get better at running?" A: "Run more."
I wish the world were like running: simple and easy to navigate. The path to running success is long, but at least it's clear cut. The path to other goals is so much trickier to identify and get started on. Seyeon, for example, wants to design and implement an entirely new school system for adolescents. I want to be a better asset to this world and use my words to help people feel more connected and understood, less isolated and hopeless. America wants to stay true to its founding ideals and ensure every one of its citizens is given the rights to life, liberty, and the pursuit of happiness.
Where do you even start with such goals? If you want to run a marathon, the first step is a literal one; you pick yourself up off the couch and put one foot in front of the other. And you keep going. I sure wish I could figure out the first step on all the other things I'd like to change about our world...
This week at REI, we had our annual all-store meeting. Some ambitious soul recruited world-famous ultramarathoner Dean Karnazes to speak at it. Again, I realize that for most people, "famous runner" is sort of an oxymoron, and the vast majority of you won't even recognize the name. (I know Natalie will, though! What Would Ultramarathon Man Do?) However, a short list of Dean's accolades: Ran 350 miles nonstop without rest or sleep, Ran 50 marathons in 50 states on 50 consecutive days, Ran a marathon at the South Pole in -40 degrees F, Voted one of Outside Magazine's Ultimate Top 10 Outdoor Athletes, Voted one of the GQ's Best Bodies of the Year in 2004, Winner of the 2004 Badwater Ultramathon (135 miles through Death Valley in the middle of July), etc etc etc.
He's been called "The Perfect Human."
The gist of his motivational speech to all of us was that what he does isn't so miraculous after all; it's just a matter of yearning to test his own limits.
Whenever I go for more than a few weeks or months without running a lot, I forget how much I love it. I forget how good it makes me feel, how simple it makes the world seem, and how much my mind and body alike appreciate me for treating them. I forget the surge of creative energy and flow that comes when I run, and I forget the natural high I get, and I forget, most of all, what a perfect metaphor running is for everything in life.
I've always said that I could probably be a fiscal conservative, under one condition: that how hard one works actually corresponds with how much money one makes. (A terribly gross oversimplification of my political beliefs and interpretation of the world, but allow it to suffice for now.) In such a "perfect world", it's easy to get behind the idea of straightforward economic incentives to motivate people to contribute to society, in whatever way they best can.
On a tangential but related note, my favorite quote find of the week, on the Facebook profile of a Seattle ultrarunner I met briefly at my Vashon Island run..."Don't ask yourself what the world needs. Ask yourself what makes you come alive, and go do that, because what the world needs is people who have come alive." - Howard Thurman.
Anyway. Distance running is that "perfect world." Dean summed it up yesterday when he gave his tongue-in-cheek demonstration in response to the question "How do you run 300 miles without stopping?" He sort of did a little jog across the room in front of all of us and said, "That's pretty much it. Except instead of stopping, you just keep doing it until you've gone 300 miles."
Me smiling at the end of my first ultra!
In the world of distance running, anyone can excel. It doesn't matter if you're big, small, long-legged, short-legged, old, young, male, female, have a high V02 max or not, whatever...you see 55-year-old women kicking 25-year-old men's butts at ultramarathons. The only things that matter are: how hard you trained, how well you fueled your body, and how hard you pushed yourself mentally during the race. Sure, injuries and weather and other minor unpredictables can happen and throw you off course, but for the most part, there is a direct correlation between how hard you work and how successful you are. The playing ground is level, how much time you're willing to devote to make yourself great corresponds with how far you're able to go, and ultimately, anyone can win.
I'm finding myself more and more confused about how close or far our American society, as it stands right now, is from mirroring that world of "anyone can win." How level is the playing field? So many important people in my life, all whose opinions I value and trust, have completely different answers to that question. How much more level is the playing ground than fifty years ago? How much more level should it be? And how do we get there?
Big questions without easy answers. As opposed to...Q: "How do I get better at running?" A: "Run more."
I wish the world were like running: simple and easy to navigate. The path to running success is long, but at least it's clear cut. The path to other goals is so much trickier to identify and get started on. Seyeon, for example, wants to design and implement an entirely new school system for adolescents. I want to be a better asset to this world and use my words to help people feel more connected and understood, less isolated and hopeless. America wants to stay true to its founding ideals and ensure every one of its citizens is given the rights to life, liberty, and the pursuit of happiness.
Where do you even start with such goals? If you want to run a marathon, the first step is a literal one; you pick yourself up off the couch and put one foot in front of the other. And you keep going. I sure wish I could figure out the first step on all the other things I'd like to change about our world...
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